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MARC Record
Bibliographic Data
Control Number
308488
Date and Time of Latest Transaction
20150706092936.AM
General Information
150706s |||||||||b ||00|||
Cataloging Source
STII-DOST
Local Call Number
ScienceDirect
Main Entry - Personal Name
Lamiraud, Karine
Frank, Richard G.
Title Statement
Choice, price competition and complexity in markets for health insurance by Richard G. Frank and Karine Lamiraud
Physical Description
pages 550-562 Computer file; text; 299kb
Summary, Etc.
The United States and other nations rely on consumer choice and price competition between competing health plans to allocate resources in the health sector. While a great deal of research has examined the efficiency consequences of adverse selection in health insurance markets, less attention has been devoted to other aspects of consumer choice. The nation of Switzerland offers a unique opportunity to study price competition in health insurance markets. Switzerland regulates health insurance markets with the aim of minimizing adverse selection and encouraging strong price competition. We examine consumer responses to price differences in local markets and the degree of price variation in local markets. Using both survey data and observations on local markets we obtain evidence suggesting that as the number of choices offered to individuals grows, their willingness to switch plans given a set of price dispersion differences declines, which allows large price differences for relatively homogeneous products to persist. We consider explanations for this phenomenon from economics and psychology
Subject Added Entry - Topical Term
Social sciences
Health insurance
Consumer choice
Price dispersion
Location
DOST STII ScienceDirect NONPRINTS NP 13-14069 1 13-14069 Online/Download 2010-11-05
Physical Location
Department of Science and Technology
Science and Technology Information Institute
ScienceDirect
Digital Copy
Not Available
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